Investment management
Are you afraid of the stock market crashing?
Are you afraid of the stock market crashing? Have you been watching way too much financial pornography? Are you fearful of global destruction and complete collapse of the financial system? You need a financial thinking partner! Learn why we build beautifully diversified portfolios and why having a financial thinking partner can save you from the…
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Sherpa or no Sherpa? Guide or no guide?
Sherpa or no Sherpa? Guide or no guide? How do you like to climb mountains? Are you a DIY climber or do you choose to hire an experienced guide? Go alone, or hire a guide? Which option is better, to go it alone, or to hire a guide? Your answer to this question will help…
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The Volatility Tax
The Volatility Tax (or why being beautifully diversified matters!) Have you heard the phrase, “more risk, always means more reward!”? Do you think that if you are down 50 percent in an investment or account, that you need a 50 percent gain to breakeven? Learn about the volatility tax by watching the video below Learn…
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Learning From Investment Fads
As we are midway through the year, it can be a good idea to take stock of what happened so far, and what we can learn from the investment fads so far this year. Looking back is an important activity as we seek to progress. It’s not about beating ourselves up for mistakes or feeding our…
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How is RSU compensation taxed?
Do you work at a publicly traded company? Is your company about to go IPO? Are you curious about how to think of your RSU compensation and how it’s taxed? Do you receive RSU compensation? Have you been curious how your RSU stock compensation gets taxed? Well, then this video is for you! Enjoy the…
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Improving Your Investment Skill
Portfolio returns and achieving financial goals are largely a function of two inputs: investor skill and luck. Oftentimes, those inputs get confusing – identifying what is skillful and what is luck/chance. Let’s learn how you can be improving your investment skill. Rule of Thumb A basic rule of thumb is that anything you cannot personally…
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How to Make Sure Your Retirement Nest Egg Lasts (The Wall Street Journal)
Please enjoy the recent Wall Street Journal article titled, “How to Make Sure Your Retirement Nest Egg Lasts”, by Neal Templin. Kaleb Paddock, founder of Ten Talents Financial Planning, is mentioned in The Wall Street Journal article by Neal Templin. How to Make Sure Your Retirement Nest Egg Lasts Please use this link to check…
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A beautifully diversified portfolio and why it matters (a reminder from March, 2020)
A question I receive from time to time is, “What do you mean when you use the term ‘beautifully diversified portfolio’? Especially when the market is going down, how is a beautifully diversified portfolio different? How is it going to behave and why is this diversification good for me? Why diversification? In order to best…
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Seeing Green? (The Lure of Envy)
The color green is attributed to many positive things in life. Green is often used as a symbol of prosperity and even represents life itself. But not all green is good. Being green with envy is a characteristic we should avoid like the plague. As Charlie Munger put it, “There’s an old saying, ‘What good…
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Why ‘average returns’ DO NOT matter in retirement!
Do you have retirement on your mind? Have you already retired in the last year or two? Average return is misleading As you think about your retirement and investment portfolio, it’s common to focus on achieving an “average return” and think that’s your ticket to not outliving your retirement savings. But do you understand that…
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