Why ‘average returns’ DO NOT matter in retirement!

Do you have retirement on your mind? Have you already retired in the last year or two? Average return is misleading As you think about your retirement and investment portfolio, it’s common to focus on achieving an “average return” and think that’s your ticket to not outliving your retirement savings. But do you understand that…

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Cost of Investor Behavior

Investors often respond emotionally to the market. And whether that emotion is fear of loss or fear of missing out, it is powerful. We are inclined to sell something that goes down and buy whatever is doing well. This has been going on for decades and continues to this day. It’s just about as reliable…

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Beware of the Wolf in Sheep’s Clothing

The Holy Grail in investing, if there was one, is an investment that provides equity-like returns without the discipline and stomach often required to achieve such returns. This is what every investor hopes for. We want the short cut. And Wall Street knows this! There are investments that allege to provide growth and income while…

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