$9,000 of Tax Savings!

Learn Why I Ask For Your Tax Return (tax savings opportunities!) Learn why I ask for your last 2 years of tax returns when you become a Ten Talents client! (Hint: There are tax savings opportunities hanging out in that return.) Recently, through amending the last 2 years of tax returns, a Ten Talents client…

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The Wisdom of Ignorance

The Wisdom of Ignorance It may seem like a misnomer to discuss the wisdom of being ignorant. Ignorance, defined as a lack of knowledge or information, is not generally viewed as a positive attribute. But it is absolutely essential for our individual success – both financial and psychological. I am ignorant to how cell phones…

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Thinking of Paying Off Your Mortgage?

Thinking of Paying Off Your Mortgage? Are you thinking of paying off your mortgage? What could be wrong with paying off your mortgage? Watch This Video to Think Through a Couple Items Whether you are trying to retire early or simply have your mortgage paid off by retirement in your 50s or 60s, you need…

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Colorado’s state income tax laws are changing!

Colorado’s state income tax laws are changing! On June 23, 2021, Governor Jared Polis signed HB21-1311 which will be changing Colorado’s state income tax laws. Are you aware of the changes that affect you? Will these changes affect you? Did you know this bill changes tax rules for things like College 529 account contributions? Did…

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Are you afraid of the stock market crashing?

Are you afraid of the stock market crashing? Have you been watching way too much financial pornography? Are you fearful of global destruction and complete collapse of the financial system? You need a financial thinking partner! Learn why we build beautifully diversified portfolios and why having a financial thinking partner can save you from the…

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Creating a Virtuous Cycle

Creating a Virtuous Cycle There are many concerns today that can significantly affect our thoughts, actions and quality of life. Fires out west. A devastating hurricane in the south. Afghanistan. COVID. The list could go on and on. There are many things that are beyond our control in life. However, we can choose to focus…

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Year In Review (Infographic)

Ten Talents Year In Review Infographic It’s that time of year again! Time for the annual “Year In Review” infographic recapping what’s been happening here at Ten Talents Financial Planning, LLC. While it’s been a year full of pandemic changes and surprising twists and turns, it’s also been a year of blessing to serve wonderful…

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Sherpa or no Sherpa? Guide or no guide?

Sherpa or no Sherpa? Guide or no guide? How do you like to climb mountains? Are you a DIY climber or do you choose to hire an experienced guide? Go alone, or hire a guide? Which option is better, to go it alone, or to hire a guide? Your answer to this question will help…

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The Volatility Tax

The Volatility Tax (or why being beautifully diversified matters!) Have you heard the phrase, “more risk, always means more reward!”? Do you think that if you are down 50 percent in an investment or account, that you need a 50 percent gain to breakeven? Learn about the volatility tax by watching the video below Learn…

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Learning From Investment Fads

As we are midway through the year, it can be a good idea to take stock of what happened so far, and what we can learn from the investment fads so far this year. Looking back is an important activity as we seek to progress. It’s not about beating ourselves up for mistakes or feeding our…

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