Own Your Future

Done-for-you investing, taxes, insurance, estate planning, and retirement planning

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Are you ready to achieve complete coordination of your finances?

Are you looking for a fiduciary financial planner?

Would you like investment management seamlessly coordinated with your taxes?

Are you trying to avoid financial advisors who sell insurance products like life insurance and annuities?

Are you looking for candid investment advice without product pushing?

Do you know exactly how aggressive or conservative you are invested in your retirement accounts?

Are you confident you understand every single piece of your retirement puzzle?

The way we see it, you deserve complete financial coordination without confusing pricing or sales pitches for products you don't need.

Here’s what you get with Ten Talents Financial Planning


Get context, clarity and actionable retirement guidance.


Avoid common retirement pitfalls and protect your wealth.


Know for sure you can afford your perfect retirement – and have a plan for life's surprises and curve balls.


Your best interest is always our best interest.

When you work with Ten Talents, you work with Kaleb Paddock, an expert retirement planning guide, CERTIFIED FINANCIAL PLANNER™ (CFP®) Professional, and fiduciary based in Parker, CO and also serving clients virtually from Denver to Las Cruces to San Francisco.

Kaleb delivers actionable retirement guidance for a transparent price. He doesn't sell ridiculous financial products with hidden fees.

Kaleb believes financial planning pricing for clients should be what's fair, and not what a company can get away with.


All the guidance. None of the pressure.

Get custom financial planning for a transparent price and never have to worry about being pitched life insurance or annuity products.

Refreshing, right?

At Ten Talents, you’re in control. After a brief introductory call, you decide if we’re a good fit. If you choose to move forward, we’ll help you create an actionable plan for your perfect retirement.

Are you ready to coordinate your finances for retirement?

Click the button below to book an introductory call today!