How it works

Enjoy a refreshingly transparent financial experience.


Step 1

Talk to us

During a 30-minute discovery call, you talk us through your financial life. If you decide we’re a good fit for you, all you have to do is select one of our financial planning experiences.

Every client begins with either the Grow or Retire experience and then graduates to the +Invest ongoing relationship which includes financial planning, tax planning, and investment management.


Step 2

Meet with us

After choosing your experience, you visit us in person or via video chat:

  1. During the first meeting, we create a solid foundation by reviewing your Fact Finder and the documents you have gathered to start working together. We introduce topics like cash flow optimization, tax planning opportunities, and debt management immediately in this first meeting.
  2. Our second meeting is where we introduce specific recommendations to improve and optimize your insurance coverages. Insurance topics include life, health, disability, long-term care, auto, homeowner's, umbrella, and creating a mental framework for how to approach each kind of insurance coverage available.
  3. For the third meeting, we provide observations and recommendations surrounding your investment portfolio including employer retirement accounts, brokerage accounts, college 529 accounts, and inherited accounts. You learn your portfolio risk score as well as your personal risk score, along with empowering investment education and exclusive client webinars to help you invest fearlessly.
  4. For the fourth meeting, we deliver your financial plan overview, retirement trajectory, and outstanding action items. If applicable, we also get you started on creating estate planning and legal documents to protect you and your family.
  5. After 4 months, our meeting cadence moves to quarterly strategy meetings where we keep you on track with your goals, provide real-time guidance, actively promote healthy financial behaviors, and guide you through ongoing tax law changes, estate law changes, and the ever-changing investment landscape.

Step 3

Check your email

Our clients love how organized and clear we make taking action to optimize your financial life. After every meeting we email you meeting recaps to highlight action items and summarize our discussion. Review our notes and send us any questions you have.


Step 4

Check in with us

Actually, we check in with you. Implementation is key to your financial plan, and we're here to hold you accountable. Why? Because we care about your success! We proactively reach out to answer questions, help you follow through with action items, and educate you on financial planning opportunities related to tax-saving decisions, investment optimization, and exposing financial blind spots.


Step 5

Enjoy financial peace of mind

Feel confident about retirement and your finances thanks to a financial plan that’s built around your goals and values.

Use our transformative experiences to improve your financial life!

Book a discovery call today!