What to do with that old 401(k) account?
More likely than not, you’ve changed jobs at least a couple times in your career. When you change companies, it isn’t unusual to leave behind or forget your retirement account (401(k), 403(b), 457, TSP). Often, these old accounts are neglected or rarely revisited for many years. But tending to them is important. Your original investment…
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Investment returns and why dividends matter (and they matter a lot)
On January 22, 2018 the S&P 500 Index closed with a price of 2872.87. On April 1, 2019 the S&P 500 Index closed with a price of 2866.29. In other words, over nearly 15 months the S&P 500 Index lost 6.58 points, or -0.23%. All the headlines. The noise. The up days and down days.…
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Intentional Gratitude
‘Tis the season of gratitude. Thanksgiving is perhaps one of the most underappreciated holidays, but most needed. Given the year we have endured it may be difficult to be naturally thankful. This year may require us to purposefully and intentionally seek to be grateful. Gratitude Attitude There are so many things beyond our individual control…
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What is a fiduciary (and why should you care)?
When was the last time you visited the doctor? Perhaps it was an annual check-up or physical. Whenever that last visit was, you likely were not wondering whether your physician had your best interests at heart when you asked questions about your health. Unfortunately, the same can’t always be said when you visit a fiscal…
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Ten Talents in the News! – “This Basic Investment Decision Can Have a Big Impact On Your Retirement”
Enjoy this NextAdvisor article titled, “This Basic Investment Decision Can Have a Big Impact On Your Retirement” Kaleb Paddock, founder of Ten Talents Financial Planning, is featured in this NextAdvisor article by Ryan Haar. “The important thing is to make a plan and stick to it. The threat of more market swings – caused by…
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The Retirement Account Hiding in Plain Sight
If you’ve been saving towards retirement for any length of time, chances are you’ve heard about IRAs, Roth IRAs, 401(k)s, 403(b)s, and 007(e)(i)(e)(i)(o)s (okay, that last one wasn’t real). All these accounts are great, and you should be using them as best fits your circumstance. But there is one other account that can boost your…
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What’s On My Mind – Episode 155 – “Colorado Homeowner’s Tax Exemption!”
Do you know about the Colorado homeowner’s tax exemption and other tax benefits to retirees? You may qualify for a property tax reduction if you own your home and you are retired in Colorado! Learn more about the Colorado homeowner’s tax exemption for retirees by watching below or click here to watch on YouTube. Also,…
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Ten Talents in the News! – “How Advisors Get Clients To Tackle Uncomfortable But Necessary Tasks.”
Enjoy this Investor’s Business Daily article titled, “How Advisors Get Clients To Tackle Uncomfortable But Necessary Tasks.” Kaleb Paddock, founder of Ten Talents Financial Planning, is featured in this Investor’s Business Daily article by Morey Stettner.
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Uncertainty, Outcomes & Our Decisions
The brain has a lot of gray matter but hates gray areas. As a planning machine, the brain needs information that is certain so it can figure out the best course of action. And when we don’t get certain information, we get agitated. Perhaps you have said, “I don’t care if the news is good…
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Ten Talents in the News! – “Annuities Offer Retirees Peace of Mind in Choppy Markets. But They Come at a Cost.”
Enjoy this MONEY Magazine article titled, “Annuities Offer Retirees Peace of Mind in Choppy Markets. But They Come at a Cost.” Kaleb Paddock, founder of Ten Talents Financial Planning, is featured in this MONEY Magazine article by Ingrid Case.
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