Poverty lives here? Poverty.  The term conjures up certain images in our minds.  A home in disrepair; a child in tattered clothing, a person begging for money on the side of the street.  We think of third world poverty, rural poverty or urban poverty. Most people, however, don’t expect to find poverty in suburbia.  Loss of…

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The Holy Grail in investing, if there was one, is an investment that provides equity-like returns without the discipline and stomach often required to achieve such returns. This is what every investor hopes for. We want the short cut. And Wall Street knows this! There are investments that allege to provide growth and income while…

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In the midst of our changing world, my goal is to bring to you a presence of optimism, focus, and reality-based hope against a backdrop that feels like constant negativity. The current pandemic breeds a lot of uncertainty and fear. The media actively participates spreading the fear. Headlines often accentuate the negative because that is…

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