Are you afraid of the stock market crashing?

Are you afraid of the stock market crashing? Have you been watching way too much financial pornography? Are you fearful of global destruction and complete collapse of the financial system? You need a financial thinking partner! Learn why we build beautifully diversified portfolios and why having a financial thinking partner can save you from the…

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Creating a Virtuous Cycle

Creating a Virtuous Cycle There are many concerns today that can significantly affect our thoughts, actions and quality of life. Fires out west. A devastating hurricane in the south. Afghanistan. COVID. The list could go on and on. There are many things that are beyond our control in life. However, we can choose to focus…

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Year In Review (Infographic)

Ten Talents Year In Review Infographic It’s that time of year again! Time for the annual “Year In Review” infographic recapping what’s been happening here at Ten Talents Financial Planning, LLC. While it’s been a year full of pandemic changes and surprising twists and turns, it’s also been a year of blessing to serve wonderful…

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Sherpa or no Sherpa? Guide or no guide?

Sherpa or no Sherpa? Guide or no guide? How do you like to climb mountains? Are you a DIY climber or do you choose to hire an experienced guide? Go alone, or hire a guide? Which option is better, to go it alone, or to hire a guide? Your answer to this question will help…

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The Volatility Tax

The Volatility Tax (or why being beautifully diversified matters!) Have you heard the phrase, “more risk, always means more reward!”? Do you think that if you are down 50 percent in an investment or account, that you need a 50 percent gain to breakeven? Learn about the volatility tax by watching the video below Learn…

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The Virtue of Slowing Down

The Virtue of Slowing Down Today we are considering the virtue of slowing down. Time is an interesting dimension. It is a fixed measurement, yet our perception of time varies greatly depending on what we are doing. Longest 8 Seconds It has been said that the longest eight seconds in life is riding a bull.…

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Did you know there’s a 0% tax bracket?

Did you know there’s a 0% tax bracket? You can pay 0% tax rate below certain income thresholds on your long-term capital gains. And you can take advantage of this 0% tax bracket by carefully reviewing your tax planning each year! But these would be gains taken in a brokerage account, NOT a retirement account.…

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Teaching Children Money Habits

Teaching Children Money Habits: An Interview with Sam Renick, creator of Sammy Rabbit. Enjoy this interview with Sam X Renick, the creator of Sammy Rabbit! Teaching Children Money Habits Have you struggled with teaching your children positive money habits? Are you looking for resources to teach your children or grandchildren about how to think about…

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How is RSU compensation taxed?

Do you work at a publicly traded company? Is your company about to go IPO? Are you curious about how to think of your RSU compensation and how it’s taxed? Do you receive RSU compensation? Have you been curious how your RSU stock compensation gets taxed? Well, then this video is for you! Enjoy the…

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Improving Your Investment Skill

Portfolio returns and achieving financial goals are largely a function of two inputs: investor skill and luck. Oftentimes, those inputs get confusing – identifying what is skillful and what is luck/chance. Let’s learn how you can be improving your investment skill. Rule of Thumb A basic rule of thumb is that anything you cannot personally…

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