Retirement Planning
Myth Busting! (3 Common Financial Myths)
Myth Busting! (3 Common Financial Myths) Learn 3 common myths that I hear regularly as a financial planner. Roth Conversion Myth First myth relates to Roth conversions. 401(k) vs. IRA Myth Second myth relates to retiring early and keeping your 401(k) at your employer vs. moving to an IRA. IRA Penalty? Third myth relates to…
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Cash: Benefits & Dangers
Cash: Benefits & Dangers When stocks and bonds experience negative performance, as they have this year, many investors become interested in cash. Indeed, some will repeat the mantra, “cash is king.” This has certainly been the case this year as nominal yields have been increasing to levels we haven’t seen in years. But, as with…
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A Photo From July, 2020
A Photo From July, 2020 This is a photo from July, 2020 when my family and I were in the Denver Airport heading out on a flight. This is the security line. This Too Shall Pass I took a picture because I could “picture” (through prospective hindsight) that this would be an incredible moment that…
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Everything is Transitory
Everything is Transitory Last year we were told that inflation was transitory. This year we learn that it is more persistent. And now investors have entered a bear market. Investors may be wondering how transitory or persistent this bear market may be. I wish we knew, but those kinds of things are only known after…
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What’s the Value of a Financial Thinking Partner?
What’s the Value of a Financial Thinking Partner? We all process “Value” differently. Each person thinks differently. Are you more interested in “Tangible” dollar value of financial advice? Tangible or Intangible? Or are you more interested in the “Intangible” value of financial advice? Regardless of your approach, this is a fun topic I love discussing.…
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The Virtue of Strategic Ignorance
The Virtue of Strategic Ignorance Strategic ignorance is a positive quality. It is choosing to ignore information that is detrimental to our well-being, and this sometimes includes market information For example, let’s say at the end of September 2021 you hibernated, or put your head in the sand. You chose to not pay attention to…
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Chasing Returns
Chasing Returns A favorite (and costly) pastime of investors is to invest in assets that have recently done well. This happens in good times as investors seek better returns, and they happen in bad times as low-yielding investments such as cash are more attractive than money-losing stocks. In other words, investors chase returns. It Feels…
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Why does the stock market go up? (Book Review)
Why does the stock market go up? In this video I’m providing a brief review of Brian Feroldi’s, “Why Does the Stock Market Go Up?”. Check it out! Brian explains terms like “Dow Jones”, “What is the S&P 500?”, and of course, answers the question, “Why does the stock market go up?!” Thank You Thank…
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If Money Doesn’t Buy Happiness, What Does?
If Money Doesn’t Buy Happiness, What Does? For centuries mankind has been searching for happiness. Regardless of culture, social status, or beliefs it seems that we are all connected by our desire to be happy. What makes someone happy and how much happiness we feel may be subjective. But there are a few fundamental principles that…
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Trusting Your Investment Decisions
Trusting Your Investment Decisions Sometimes investing is easy, sometimes it is more difficult. The last decade, except for a handful of temporary declines, has been relatively easy. It consisted of very low interest rates, low inflation, and lots of fiscal and monetary stimulus. And stock markets were quite positive. Since 2009, the S&P 500 annualized…
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