Poverty lives here? Poverty.  The term conjures up certain images in our minds.  A home in disrepair; a child in tattered clothing, a person begging for money on the side of the street.  We think of third world poverty, rural poverty or urban poverty. Most people, however, don’t expect to find poverty in suburbia.  Loss of…

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More likely than not, you’ve changed jobs at least a couple times in your career. When you change companies, it isn’t unusual to leave behind or forget your retirement account (401(k), 403(b), 457, TSP). Often, these old accounts are neglected or rarely revisited for many years. But tending to them is important. Your original investment…

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Welcome to the Ten Talents Guiding Principles series! This article dives into Guiding Principle #5, “We pursue financial decisions that eliminate debt obligations.” If you haven’t read the Introduction to the Guiding Principle series, you can check it out here. Debt and your financial plan One hot button topic in financial planning is the use…

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Welcome to the Ten Talents Guiding Principles series! This article dives into Guiding Principle #4, “We pursue eliminating unnecessary investment costs and fees.” If you haven’t read the Introduction to the Guiding Principle series, you can check it out here. Control what you can control Have you ever heard the saying, “Control what you can…

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