Winston Churchill optimist quote

Help! I Can’t Make Roth IRA Contributions Anymore

Help! I Can’t Make Roth IRA Contributions Anymore

Have you noticed that you can’t make direct Roth IRA contributions once your income gets too high?

Whether you are filing taxes as Single or Married Filing Jointly there are “Income Limits” for who can contribute to a Roth IRA.

Roth 401(k) Has No Income Limits

However, did you know that Roth 401(k) contributions have NO INCOME LIMITS?

Further, did you know that if you ZERO OUT your Traditional and Rollover IRA accounts, you can make 2-step Roth IRA contributions?

Roth IRA vs. Roth 401(k)

Learn all about Roth IRA and Roth 401(k) contributions in this video.

Thank You

Thank you for watching and I hope you have a blessed day!

– Kaleb Paddock, CFP®

Watch the Video Below

You can watch the video below or click here to watch on my YouTube Channel.

Learn More

You can learn more about Ten Talents and Kaleb, a financial planner based in Parker, Colorado, here. Kaleb can be reached at (720) 710-0939 or

Hi, I’m Kaleb. I’m the Founder of Ten Talents. I’m blessed to be regularly featured in CNBC, MONEY, and Business Insider personal finance articles. I’m a CERTIFIED FINANCIAL PLANNER™ (CFP®) Professional based in Parker, Colorado and I’m a fiduciary and fee-only advisor.

Put simply, this means that I don’t sell you financial products, I act in your best interest at all times, and my pricing is clear and easy to understand.

My Client are Eyeing Retirement Decisions

My clients are eyeing retirement decisions, often work at technology companies, or have experienced a sudden money event (inheritance, home sale, business sale, stock IPO, gift).

I love bringing confidence and clarity to your financial situation and I’m passionate about helping you take control of your financial future.

You can learn more about me and Ten Talents by visiting my website:

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