The Challenge of Selling

The Challenge of Selling Selling an investment is something that investors ponder from time to time. The challenge of selling, whether that investment is an individual stock, a mutual fund, or an index fund, is that investors are left with the question of what to do with the proceeds? No matter the reason for selling,…

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A Dependable Forecast for 2022

Most investors love economic and market forecasts. With the markets so uncertain and volatile, our brain craves some sort of idea of what the future holds. But the markets are unpredictable – evidenced by the fact that no one can consistently predict them with accuracy. Of course, a certain forecast will be right from time…

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Market Contagions

Market Contagions It is the time of year when we are constantly reminded to beware of viruses. This year we have the return of the flu plus COVID in many parts of the country. But we shouldn’t forget about the contagion that knows no season, that of stock market contagions. Power of Sensationalism Forecasts, stock…

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$9,000 of Tax Savings!

Learn Why I Ask For Your Tax Return (tax savings opportunities!) Learn why I ask for your last 2 years of tax returns when you become a Ten Talents client! (Hint: There are tax savings opportunities hanging out in that return.) Recently, through amending the last 2 years of tax returns, a Ten Talents client…

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The Wisdom of Ignorance

The Wisdom of Ignorance It may seem like a misnomer to discuss the wisdom of being ignorant. Ignorance, defined as a lack of knowledge or information, is not generally viewed as a positive attribute. But it is absolutely essential for our individual success – both financial and psychological. I am ignorant to how cell phones…

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Thinking of Paying Off Your Mortgage?

Thinking of Paying Off Your Mortgage? Are you thinking of paying off your mortgage? What could be wrong with paying off your mortgage? Watch This Video to Think Through a Couple Items Whether you are trying to retire early or simply have your mortgage paid off by retirement in your 50s or 60s, you need…

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Colorado’s state income tax laws are changing!

Colorado’s state income tax laws are changing! On June 23, 2021, Governor Jared Polis signed HB21-1311 which will be changing Colorado’s state income tax laws. Are you aware of the changes that affect you? Will these changes affect you? Did you know this bill changes tax rules for things like College 529 account contributions? Did…

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Are you afraid of the stock market crashing?

Are you afraid of the stock market crashing? Have you been watching way too much financial pornography? Are you fearful of global destruction and complete collapse of the financial system? You need a financial thinking partner! Learn why we build beautifully diversified portfolios and why having a financial thinking partner can save you from the…

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Creating a Virtuous Cycle

Creating a Virtuous Cycle There are many concerns today that can significantly affect our thoughts, actions and quality of life. Fires out west. A devastating hurricane in the south. Afghanistan. COVID. The list could go on and on. There are many things that are beyond our control in life. However, we can choose to focus…

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Year In Review (Infographic)

Ten Talents Year In Review Infographic It’s that time of year again! Time for the annual “Year In Review” infographic recapping what’s been happening here at Ten Talents Financial Planning, LLC. While it’s been a year full of pandemic changes and surprising twists and turns, it’s also been a year of blessing to serve wonderful…

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